Which Wage Is Contributory?
Basic salary plus housing allowance, capped at SAR 45,000 a month however high the wage.
GOSI Contributions Calculator
See what is deducted from the employee’s salary and what the employer pays each month, by system and wage month.
Result
Enter the basic salary to see the result.
The Old System
For Saudi contributors registered before 3 July 2024: 9.75% from the employee (9% pensions and 0.75% SANED) and 11.75% from the employer (9% pensions, 2% occupational hazards and 0.75% SANED).
The New System
For Saudis first registered from 3 July 2024: rates start as in the old system, then the pension share rises by half a point on each side every July from 2025 to 2028, reaching 11%.
Non-Saudis
The employer pays 2% for occupational hazards; nothing is deducted from the employee’s salary.
New System Rates by Date
| From | Employee | Employer |
|---|---|---|
| 2024-07 | 9.75% | 11.75% |
| 2025-07 | 10.25% | 12.25% |
| 2026-07 | 10.75% | 12.75% |
| 2027-07 | 11.25% | 13.25% |
| 2028-07 | 11.75% | 13.75% |
Results are estimates under the Saudi Labor Law and the Social Insurance Law and do not replace reading your contract or professional advice. Better terms in your contract or your employer’s policy take precedence. Calculated with the same rules the Madar platform applies in payroll.